Accept payments with zero hardware and a flat 1.29% on bank and wallet payments — plus verified customer identity at the counter, on one rail.
Accept payments by QR, settle straight to your own bank, and verify who you’re serving at the counter — without stitching together four vendors.
Print one QR or share your merchant ID. Customers pay in-app; a flat 1.29%on bank & wallet payments — less than half of the card networks on those rails. Card is passed through at cost. No terminals, no monthly fee.
Settlements land in your own connected account — no percentage skim, no payout fee from Digipae.
Drop Digipae into your existing checkout with a REST API, signed webhooks, and retries.
Socure KYC + biometrics, stored encrypted. Share a masked signed QR — never a photocopy.
Schedule, split, and pause recurring bills with autopay guardrails — rolling out to accounts soon.
Share a signed, masked identity QR at the counter. The vendor sees only what they need — never your raw document.
Register your business, pass verification, and get your signed QR — no hardware to buy or rent.
Link the account you want to be paid into. Payments settle to your own connected account, not ours.
Customers scan and pay in seconds. Need to check an ID? Verify it at the counter from the same screen.
Accept payments with a free QR. Funds settle to your own connected account on the standard payout schedule.
A closer look at the experience — sign-in, biometric security, fast checkout, and a private identity vault, all in one app.
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Print one QR, drop a <DigipaeButton/> onto your checkout, or call our POS API. Live analytics, dynamic signed QRs, webhooks, and settlement history — with no payout fee from Digipae.
Digipae is built on the same primitives used by Fortune 500 fintechs — Stripe for cards, Socure for identity, Plaid for bank connections, HMAC-signed webhooks and terminal requests, and a defense-in-depth posture.
Vault documents are encrypted before they leave your phone, with a key we never hold.
HSTS preload, upgrade-insecure-requests, zero mixed content.
Two-factor on every sensitive action. No SMS-only flows.
Trusted devices only. New devices require re-verification.
We never touch card numbers. Stripe tokenizes at the edge.
Every sensitive action is recorded, timestamped, and reviewable.
One flat 1.29% on bank & wallet payments — less than half of Stripe, Square or PayPal on those rails, with no monthly fee and no hardware to rent. Card payments are passed through at cost.
1.29% is Digipae's flat rate on bank & wallet payments; card is passed through at cost. Savings shown vs. published card-network pricing.
US businesses that want to accept payments without card-network fees or rented hardware, and the customers who pay them. Merchants get zero-hardware QR acceptance and a full POS API. Customers get verified digital identity they can share safely at the counter.
Early access is rolling out now. Pick your path — we'll walk you through it.
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